First American Stock Analysis
| FAF Stock | USD 63.95 0.77 1.22% |
IPO Date 28th of May 2010 | 200 Day MA 61.7815 | 50 Day MA 63.007 | Beta 1.282 |
First American holds a debt-to-equity ratio of 0.5. At this time, First American's Long Term Debt is most likely to increase significantly in the upcoming years. The First American's current Net Debt To EBITDA is estimated to increase to 1.12, while Short and Long Term Debt is projected to decrease to roughly 472.6 M. First American's financial risk is the risk to First American stockholders that is caused by an increase in debt.
Asset vs Debt
Equity vs Debt
First American's liquidity is one of the most fundamental aspects of both its future profitability and its ability to meet different types of ongoing financial obligations. First American's cash, liquid assets, total liabilities, and shareholder equity can be utilized to evaluate how much leverage the Company is using to sustain its current operations. For traders, higher-leverage indicators usually imply a higher risk to shareholders. In addition, it helps First Stock's retail investors understand whether an upcoming fall or rise in the market will negatively affect First American's stakeholders.
For many companies, including First American, marketable securities, inventories, and receivables are the most common assets that could be converted to cash. However, for First American, the most critical issue when managing liquidity is ensuring that current assets are properly aligned with current liabilities. If they are not, First American's management will need to obtain alternative financing to ensure there are always enough cash equivalents on the balance sheet to meet obligations.
Price Book 1.2314 | Price Sales 0.9084 | Shares Float 98.4 M | Dividend Share 2.17 | Wall Street Target Price 76.8 |
First American is fairly valued with Real Value of 63.09 and Target Price of 76.8. The main objective of First American stock analysis is to determine its intrinsic value, which is an estimate of what First American is worth, separate from its market price. There are two main types of First American's stock analysis: fundamental analysis and technical analysis.
The First American stock is traded in the USA on New York Stock Exchange, with the market opening at 09:30:00 and closing at 16:00:00 every Mon,Tue,Wed,Thu,Fri except for officially observed holidays in the USA. Here, you can get updates on important government artifacts, including earning estimates, SEC corporate filings, announcements, and First American's ongoing operational relationships across important fundamental and technical indicators.
Check out Investing Opportunities to better understand how to build diversified portfolios, which includes a position in First American. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in nation. First Stock Analysis Notes
About 95.0% of the company shares are owned by institutional investors. The company has price-to-book (P/B) ratio of 1.23. Some equities with similar Price to Book (P/B) outperform the market in the long run. First American has Price/Earnings To Growth (PEG) ratio of 2.04. The entity last dividend was issued on the 9th of March 2026. The firm had 3:1 split on the July 20, 1998. First American Financial Corporation, through its subsidiaries, provides financial services. First American Financial Corporation was founded in 1889 and is headquartered in Santa Ana, California. First American operates under InsuranceSpecialty classification in the United States and is traded on New York Stock Exchange. It employs 22233 people. To learn more about First American call Dennis Gilmore at 714 250 3000 or check out https://www.firstam.com.First American Quarterly Total Revenue |
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First American Investment Alerts
| First American has 2.42 B in debt with debt to equity (D/E) ratio of 0.5, which is OK given its current industry classification. First American has a current ratio of 0.38, suggesting that it has not enough short term capital to pay financial commitments when the payables are due. Note however, debt could still be an excellent tool for First to invest in growth at high rates of return. | |
| Over 95.0% of First American shares are owned by institutional investors | |
| On 15th of December 2025 First American paid $ 0.55 per share dividend to its current shareholders | |
| Latest headline from simplywall.st: A Look At First American Financials Valuation After Recent Share Price Momentum |
First Largest EPS Surprises
Earnings surprises can significantly impact First American's stock price both in the short term and over time. Negative earnings surprises usually result in a price decline. However, it has been seen that positive earnings surprises lead to an immediate rise in a stock's price and a gradual increase over time. This is why we often hear news about some companies beating earning projections. Financial analysts spend a large amount of time predicting earnings per share (EPS) along with other important future indicators. Many analysts use forecasting models, management guidance, and additional fundamental information to derive an EPS estimate.
| Reported | Fiscal Date | Estimated EPS | Reported EPS | Surprise | |||
|---|---|---|---|---|---|---|---|
2015-04-23 | 2015-03-31 | 0.31 | 0.35 | 0.04 | 12 | ||
2016-04-21 | 2016-03-31 | 0.37 | 0.44 | 0.07 | 18 | ||
2011-07-28 | 2011-06-30 | 0.23 | 0.3 | 0.07 | 30 |
First American Environmental, Social, and Governance (ESG) Scores
First American's ESG score is a quantitative measure that evaluates First American's performance and commitment regarding environmental, social, and governance (ESG) factors. These scores are becoming increasingly crucial in investment decision-making processes, providing insights into non-financial aspects of First American's operations that may have significant financial implications and affect First American's stock price as well as guide investors towards more socially responsible investments.
First Stock Institutional Investors
Institutional investors include commercial and private banks, credit unions, insurance companies, pension funds, hedge funds, endowments, and mutual funds. Operating companies that invest excess capital in these types of assets may also be included in the term and may influence corporate governance by exercising voting rights in their investments.
| Shares | Hg Vora Capital Management Llc | 2025-06-30 | 1.4 M | Millennium Management Llc | 2025-06-30 | 1.4 M | Channing Capital Management, Llc | 2025-06-30 | 1.3 M | Norges Bank | 2025-06-30 | 1.3 M | Reinhart Mahoney Capital Management Inc | 2025-06-30 | 1.2 M | Capital Research Global Investors | 2025-06-30 | 1.1 M | Charles Schwab Investment Management Inc | 2025-06-30 | 1.1 M | Northern Trust Corp | 2025-06-30 | 1 M | Perry Creek Capital Lp | 2025-06-30 | 1 M | Vanguard Group Inc | 2025-06-30 | 10.4 M | Blackrock Inc | 2025-06-30 | 9.5 M |
First Market Capitalization
The company currently falls under 'Mid-Cap' category with a total capitalization of 6.44 B.First Profitablity
The company has Net Profit Margin of 0.07 %, which implies that it may need a different competitive strategy as even a very small decline in it revenue may erase profits and result in a net loss. This is way below average. In the same way, it shows Net Operating Margin of 0.14 %, which entails that for every 100 dollars of revenue, it generated $0.14 of operating income.| Last Reported | Projected for Next Year | ||
| Return On Tangible Assets | 0.01 | 0.01 | |
| Return On Capital Employed | 0.01 | 0.01 | |
| Return On Assets | 0.01 | 0.01 | |
| Return On Equity | 0.02 | 0.02 |
Management Efficiency
First American has Return on Asset of 0.0291 % which means that on every $100 spent on assets, it made $0.0291 of profit. This is way below average. In the same way, it shows a return on shareholders' equity (ROE) of 0.0929 %, implying that it generated $0.0929 on every 100 dollars invested. First American's management efficiency ratios could be used to measure how well First American manages its routine affairs as well as how well it operates its assets and liabilities. The current Return On Tangible Assets is estimated to decrease to 0.01. The current Return On Capital Employed is estimated to decrease to 0.01. At this time, First American's Intangible Assets are most likely to increase significantly in the upcoming years. The First American's current Fixed Asset Turnover is estimated to increase to 12.24, while Non Currrent Assets Other are forecasted to increase to (9.8 B).| Last Reported | Projected for Next Year | ||
| Book Value Per Share | 42.68 | 24.70 | |
| Tangible Book Value Per Share | 20.13 | 14.45 | |
| Enterprise Value Over EBITDA | 15.64 | 16.31 | |
| Price Book Value Ratio | 1.19 | 0.96 | |
| Enterprise Value Multiple | 15.64 | 16.31 | |
| Price Fair Value | 1.19 | 0.96 | |
| Enterprise Value | 3.4 B | 3 B |
Evaluating the management effectiveness of First American allows investors to assess its financial health and operational efficiency. Coupled with an analysis of its growth prospects and the current market dynamics, we evaluate the stock's true value and future potential. Key indicators such as revenue, earnings or debt levels are examined alongside external factors like economic trends and regulatory changes. The First Stock analysis seeks to determine whether the stock is undervalued, appropriately priced, or overvalued, thereby guiding your investment decisions.
Technical Drivers
As of the 3rd of February, First American shows the Mean Deviation of 1.18, coefficient of variation of 2926.83, and Downside Deviation of 1.46. First American technical analysis allows you to utilize historical prices and volume patterns in order to determine a pattern that computes the direction of the firm's future prices. Please confirm First American jensen alpha, potential upside, skewness, as well as the relationship between the maximum drawdown and semi variance to decide if First American is priced favorably, providing market reflects its regular price of 63.95 per share. Given that First American has jensen alpha of (0), we urge you to verify First American's prevailing market performance to make sure the company can sustain itself at a future point.First American Price Movement Analysis
The output start index for this execution was twenty-three with a total number of output elements of thirty-eight. The Bollinger Bands is very popular indicator that was developed by John Bollinger. It consist of three lines. First American middle band is a simple moving average of its typical price. The upper and lower bands are (N) standard deviations above and below the middle band. The bands widen and narrow when the volatility of the price is higher or lower, respectively. The upper and lower bands can also be interpreted as price targets for First American. When the price bounces off of the lower band and crosses the middle band, then the upper band becomes the price target.
First American Insider Trading Activities
Some recent studies suggest that insider trading raises the cost of capital for securities issuers and decreases overall economic growth. Trading by specific First American insiders, such as employees or executives, is commonly permitted as long as it does not rely on First American's material information that is not in the public domain. Local jurisdictions usually require such trading to be reported in order to monitor insider transactions. In many U.S. states, trading conducted by corporate officers, key employees, directors, or significant shareholders must be reported to the regulator or publicly disclosed, usually within a few business days of the trade. In these cases First American insiders are required to file a Form 4 with the U.S. Securities and Exchange Commission (SEC) when buying or selling shares of their own companies.
First American Outstanding Bonds
First American issues bonds to finance its operations. Corporate bonds make up one of the largest components of the U.S. bond market, which is considered the world's largest securities market. First American uses the proceeds from bond sales for a wide variety of purposes, including financing ongoing mergers and acquisitions, buying new equipment, investing in research and development, buying back their own stock, paying dividends to shareholders, and even refinancing existing debt. Most First bonds can be classified according to their maturity, which is the date when First American has to pay back the principal to investors. Maturities can be short-term, medium-term, or long-term (more than ten years). Longer-term bonds usually offer higher interest rates but may entail additional risks.
| FAF 24 15 AUG 31 Corp BondUS31847RAH57 | View | |
| US31847RAG74 Corp BondUS31847RAG74 | View |
First American Predictive Daily Indicators
First American intraday indicators are useful technical analysis tools used by many experienced traders. Just like the conventional technical analysis, daily indicators help intraday investors to analyze the price movement with the timing of First American stock daily movement. By combining multiple daily indicators into a single trading strategy, you can limit your risk while still earning strong returns on your managed positions.
First American Corporate Filings
8K | 21st of January 2026 Report filed with the SEC to announce major events that shareholders should know about | ViewVerify |
F4 | 23rd of December 2025 The report filed by a party regarding the acquisition or disposition of a company's common stock, as well as derivative securities such as options, warrants, and convertible securities | ViewVerify |
F4 | 4th of December 2025 The report filed by a party regarding the acquisition or disposition of a company's common stock, as well as derivative securities such as options, warrants, and convertible securities | ViewVerify |
F3 | 12th of November 2025 The report used by insiders such as officers, directors, and major shareholders (beneficial owners holding more than 10% of any class of the company's equity securities) to declare their ownership of a company's stock | ViewVerify |
| 10th of November 2025 Other Reports | ViewVerify | |
8K | 4th of November 2025 Report filed with the SEC to announce major events that shareholders should know about | ViewVerify |
10Q | 24th of October 2025 Quarterly performance report mandated by Securities and Exchange Commission (SEC), to be filed by publicly traded corporations | ViewVerify |
8K | 22nd of October 2025 Report filed with the SEC to announce major events that shareholders should know about | ViewVerify |
First American Forecast Models
First American's time-series forecasting models are one of many First American's stock analysis techniques aimed at predicting future share value based on previously observed values. Time-series forecasting models ae widely used for non-stationary data. Non-stationary data are called the data whose statistical properties e.g. the mean and standard deviation are not constant over time but instead, these metrics vary over time. These non-stationary First American's historical data is usually called time-series. Some empirical experimentation suggests that the statistical forecasting models outperform the models based exclusively on fundamental analysis to predict the direction of the market movement and maximize returns from investment trading.First American Debt to Cash Allocation
Many companies such as First American, eventually find out that there is only so much market out there to be conquered, and adding the next product or service is only half as profitable per unit as their current endeavors. Eventually, the company will reach a point where cash flows are strong, and extra cash is available but not fully utilized. In this case, the company may start buying back its stock from the public or issue more dividends.
First American has 2.42 B in debt with debt to equity (D/E) ratio of 0.5, which is OK given its current industry classification. First American has a current ratio of 0.38, suggesting that it has not enough short term capital to pay financial commitments when the payables are due. Note however, debt could still be an excellent tool for First to invest in growth at high rates of return. First American Total Assets Over Time
First American Assets Financed by Debt
The debt-to-assets ratio shows the degree to which First American uses debt to finance its assets. It includes both long-term and short-term borrowings maturing within one year. It also includes both tangible and intangible assets, such as goodwill.First American Debt Ratio | 15.0 |
First American Corporate Bonds Issued
Most First bonds can be classified according to their maturity, which is the date when First American has to pay back the principal to investors. Maturities can be short-term, medium-term, or long-term (more than ten years). Longer-term bonds usually offer higher interest rates but may entail additional risks.
First Short Long Term Debt Total
Short Long Term Debt Total |
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About First Stock Analysis
Stock analysis is the technique used by a trader or investor to examine and evaluate how First American prices is reacting to, or reflecting on a current market direction and economic conditions. It can be used to make informed decisions about market timing, and when buying or selling First shares will generate the highest return on investment. We also built our stock analysis module to help investors to gain an insight into the world economy as a whole, the stock market, thematic ideas. a specific sector, or an individual Stock such as First American. By using and applying First Stock analysis, traders can create a robust methodology for identifying First entry and exit points for their positions.
| Last Reported | Projected for Next Year | ||
| Pretax Profit Margin | 0.02 | 0.02 | |
| Operating Profit Margin | 0.02 | 0.02 | |
| Net Profit Margin | 0.02 | 0.02 | |
| Gross Profit Margin | 0.71 | 0.72 |
Current First Analysis - Recommendations
We track the performance of the top 100 financial experts across various large and mid-size financial boutiques. First analyst recommendations are determined by taking all analyst recommendations and averaging them as Strong Buy, Buy, Hold, Strong Sell or Sell. There is no one specific way to measure analysis performance other than comparing it to the past results via a very sophisticated attribution analysis. First analyst consensus and target price projections should be used in combination with other traditional techniques such as stock price forecasting, technical analysis, earnings estimate, and various momentum models.
| Target Price | Consensus | # of Analysts | |
| 76.8 | Strong Buy | 4 | Odds |
Most First analysts issue ratings four times a year, at intervals of three months. Ratings are usually accompanied by a target price to helps potential investors understand First stock's fair price compared to its market value. Analysts arrive at stock ratings after researching public financial statements of First American, talking to its executives and customers, or listening to First conference calls.
First Stock Analysis Indicators
First American stock analysis indicators help investors evaluate how First American stock reacts to ongoing and evolving market conditions. The investors can use it to make informed decisions about market timing and determine when trading First American shares will generate the highest return on investment. By understating and applying First American stock analysis, traders can identify First American position entry and exit signals to maximize returns.
| Begin Period Cash Flow | 3.6 B | |
| Long Term Debt | 1.5 B | |
| Common Stock Shares Outstanding | 104.3 M | |
| Total Stockholder Equity | 4.9 B | |
| Total Cashflows From Investing Activities | -458.7 M | |
| Tax Provision | 32.8 M | |
| Quarterly Earnings Growth Y O Y | 0.27 | |
| Property Plant And Equipment Net | 959.8 M | |
| Cash And Short Term Investments | 1.8 B | |
| Cash | 1.8 B | |
| Accounts Payable | 66.7 M | |
| Net Debt | 616.8 M | |
| 50 Day M A | 63.007 | |
| Total Current Liabilities | 93.7 M | |
| Other Operating Expenses | 6 B | |
| Non Current Assets Total | 3.3 B | |
| Forward Price Earnings | 9.3809 | |
| Non Currrent Assets Other | -11.5 B | |
| Stock Based Compensation | 52 M |
Complementary Tools for First Stock analysis
When running First American's price analysis, check to measure First American's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy First American is operating at the current time. Most of First American's value examination focuses on studying past and present price action to predict the probability of First American's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move First American's price. Additionally, you may evaluate how the addition of First American to your portfolios can decrease your overall portfolio volatility.
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