First American Stock Analysis

FAF Stock  USD 63.95  0.77  1.22%   
Below is the normalized historical share price chart for First American extending back to May 24, 2010. This chart has been adjusted for all splits and dividends and is plotted against all major global economic recessions. As of today, the current price of First American stands at 63.95, as last reported on the 3rd of February, with the highest price reaching 64.54 and the lowest price hitting 62.87 during the day.
IPO Date
28th of May 2010
200 Day MA
61.7815
50 Day MA
63.007
Beta
1.282
 
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Yuan Drop
 
Covid
 
Interest Hikes
First American holds a debt-to-equity ratio of 0.5. At this time, First American's Long Term Debt is most likely to increase significantly in the upcoming years. The First American's current Net Debt To EBITDA is estimated to increase to 1.12, while Short and Long Term Debt is projected to decrease to roughly 472.6 M. First American's financial risk is the risk to First American stockholders that is caused by an increase in debt.

Asset vs Debt

Equity vs Debt

First American's liquidity is one of the most fundamental aspects of both its future profitability and its ability to meet different types of ongoing financial obligations. First American's cash, liquid assets, total liabilities, and shareholder equity can be utilized to evaluate how much leverage the Company is using to sustain its current operations. For traders, higher-leverage indicators usually imply a higher risk to shareholders. In addition, it helps First Stock's retail investors understand whether an upcoming fall or rise in the market will negatively affect First American's stakeholders.
For many companies, including First American, marketable securities, inventories, and receivables are the most common assets that could be converted to cash. However, for First American, the most critical issue when managing liquidity is ensuring that current assets are properly aligned with current liabilities. If they are not, First American's management will need to obtain alternative financing to ensure there are always enough cash equivalents on the balance sheet to meet obligations.
Price Book
1.2314
Price Sales
0.9084
Shares Float
98.4 M
Dividend Share
2.17
Wall Street Target Price
76.8
The First American's current Other Stockholder Equity is estimated to increase to about 1.7 B, while Total Stockholder Equity is projected to decrease to roughly 3.7 B. . At this time, First American's Price Earnings Ratio is most likely to increase significantly in the upcoming years. The First American's current Price To Free Cash Flows Ratio is estimated to increase to 20.01, while Price To Sales Ratio is projected to decrease to 0.58.
First American is fairly valued with Real Value of 63.09 and Target Price of 76.8. The main objective of First American stock analysis is to determine its intrinsic value, which is an estimate of what First American is worth, separate from its market price. There are two main types of First American's stock analysis: fundamental analysis and technical analysis.
The First American stock is traded in the USA on New York Stock Exchange, with the market opening at 09:30:00 and closing at 16:00:00 every Mon,Tue,Wed,Thu,Fri except for officially observed holidays in the USA. Here, you can get updates on important government artifacts, including earning estimates, SEC corporate filings, announcements, and First American's ongoing operational relationships across important fundamental and technical indicators.
Check out Investing Opportunities to better understand how to build diversified portfolios, which includes a position in First American. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in nation.
For more detail on how to invest in First Stock please use our How to Invest in First American guide.

First Stock Analysis Notes

About 95.0% of the company shares are owned by institutional investors. The company has price-to-book (P/B) ratio of 1.23. Some equities with similar Price to Book (P/B) outperform the market in the long run. First American has Price/Earnings To Growth (PEG) ratio of 2.04. The entity last dividend was issued on the 9th of March 2026. The firm had 3:1 split on the July 20, 1998. First American Financial Corporation, through its subsidiaries, provides financial services. First American Financial Corporation was founded in 1889 and is headquartered in Santa Ana, California. First American operates under InsuranceSpecialty classification in the United States and is traded on New York Stock Exchange. It employs 22233 people. To learn more about First American call Dennis Gilmore at 714 250 3000 or check out https://www.firstam.com.

First American Quarterly Total Revenue

1.98 Billion

First American Investment Alerts

First American has 2.42 B in debt with debt to equity (D/E) ratio of 0.5, which is OK given its current industry classification. First American has a current ratio of 0.38, suggesting that it has not enough short term capital to pay financial commitments when the payables are due. Note however, debt could still be an excellent tool for First to invest in growth at high rates of return.
Over 95.0% of First American shares are owned by institutional investors
On 15th of December 2025 First American paid $ 0.55 per share dividend to its current shareholders
Latest headline from simplywall.st: A Look At First American Financials Valuation After Recent Share Price Momentum

First Largest EPS Surprises

Earnings surprises can significantly impact First American's stock price both in the short term and over time. Negative earnings surprises usually result in a price decline. However, it has been seen that positive earnings surprises lead to an immediate rise in a stock's price and a gradual increase over time. This is why we often hear news about some companies beating earning projections. Financial analysts spend a large amount of time predicting earnings per share (EPS) along with other important future indicators. Many analysts use forecasting models, management guidance, and additional fundamental information to derive an EPS estimate.
Reported
Fiscal Date
Estimated EPS
Reported EPS
Surprise
2015-04-23
2015-03-310.310.350.0412 
2016-04-21
2016-03-310.370.440.0718 
2011-07-28
2011-06-300.230.30.0730 
View All Earnings Estimates

First American Environmental, Social, and Governance (ESG) Scores

First American's ESG score is a quantitative measure that evaluates First American's performance and commitment regarding environmental, social, and governance (ESG) factors. These scores are becoming increasingly crucial in investment decision-making processes, providing insights into non-financial aspects of First American's operations that may have significant financial implications and affect First American's stock price as well as guide investors towards more socially responsible investments.

First Stock Institutional Investors

Institutional investors include commercial and private banks, credit unions, insurance companies, pension funds, hedge funds, endowments, and mutual funds. Operating companies that invest excess capital in these types of assets may also be included in the term and may influence corporate governance by exercising voting rights in their investments.
Shares
Hg Vora Capital Management Llc2025-06-30
1.4 M
Millennium Management Llc2025-06-30
1.4 M
Channing Capital Management, Llc2025-06-30
1.3 M
Norges Bank2025-06-30
1.3 M
Reinhart Mahoney Capital Management Inc2025-06-30
1.2 M
Capital Research Global Investors2025-06-30
1.1 M
Charles Schwab Investment Management Inc2025-06-30
1.1 M
Northern Trust Corp2025-06-30
M
Perry Creek Capital Lp2025-06-30
M
Vanguard Group Inc2025-06-30
10.4 M
Blackrock Inc2025-06-30
9.5 M
Note, although First American's institutional investors appear to be way more sophisticated than retail investors, it remains unclear if professional active investment managers can reliably enhance risk-adjusted returns by an amount that exceeds fees and expenses.

First Market Capitalization

The company currently falls under 'Mid-Cap' category with a total capitalization of 6.44 B.

First Profitablity

The company has Net Profit Margin of 0.07 %, which implies that it may need a different competitive strategy as even a very small decline in it revenue may erase profits and result in a net loss. This is way below average. In the same way, it shows Net Operating Margin of 0.14 %, which entails that for every 100 dollars of revenue, it generated $0.14 of operating income.
Last ReportedProjected for Next Year
Return On Tangible Assets 0.01  0.01 
Return On Capital Employed 0.01  0.01 
Return On Assets 0.01  0.01 
Return On Equity 0.02  0.02 

Management Efficiency

First American has Return on Asset of 0.0291 % which means that on every $100 spent on assets, it made $0.0291 of profit. This is way below average. In the same way, it shows a return on shareholders' equity (ROE) of 0.0929 %, implying that it generated $0.0929 on every 100 dollars invested. First American's management efficiency ratios could be used to measure how well First American manages its routine affairs as well as how well it operates its assets and liabilities. The current Return On Tangible Assets is estimated to decrease to 0.01. The current Return On Capital Employed is estimated to decrease to 0.01. At this time, First American's Intangible Assets are most likely to increase significantly in the upcoming years. The First American's current Fixed Asset Turnover is estimated to increase to 12.24, while Non Currrent Assets Other are forecasted to increase to (9.8 B).
Last ReportedProjected for Next Year
Book Value Per Share 42.68  24.70 
Tangible Book Value Per Share 20.13  14.45 
Enterprise Value Over EBITDA 15.64  16.31 
Price Book Value Ratio 1.19  0.96 
Enterprise Value Multiple 15.64  16.31 
Price Fair Value 1.19  0.96 
Enterprise Value3.4 BB
Evaluating the management effectiveness of First American allows investors to assess its financial health and operational efficiency. Coupled with an analysis of its growth prospects and the current market dynamics, we evaluate the stock's true value and future potential. Key indicators such as revenue, earnings or debt levels are examined alongside external factors like economic trends and regulatory changes. The First Stock analysis seeks to determine whether the stock is undervalued, appropriately priced, or overvalued, thereby guiding your investment decisions.
Dividend Yield
0.0339
Operating Margin
0.145
Profit Margin
0.0681
Forward Dividend Yield
0.0342
Beta
1.282

Technical Drivers

As of the 3rd of February, First American shows the Mean Deviation of 1.18, coefficient of variation of 2926.83, and Downside Deviation of 1.46. First American technical analysis allows you to utilize historical prices and volume patterns in order to determine a pattern that computes the direction of the firm's future prices. Please confirm First American jensen alpha, potential upside, skewness, as well as the relationship between the maximum drawdown and semi variance to decide if First American is priced favorably, providing market reflects its regular price of 63.95 per share. Given that First American has jensen alpha of (0), we urge you to verify First American's prevailing market performance to make sure the company can sustain itself at a future point.

First American Price Movement Analysis

Execute Study
The output start index for this execution was twenty-three with a total number of output elements of thirty-eight. The Bollinger Bands is very popular indicator that was developed by John Bollinger. It consist of three lines. First American middle band is a simple moving average of its typical price. The upper and lower bands are (N) standard deviations above and below the middle band. The bands widen and narrow when the volatility of the price is higher or lower, respectively. The upper and lower bands can also be interpreted as price targets for First American. When the price bounces off of the lower band and crosses the middle band, then the upper band becomes the price target.

First American Insider Trading Activities

Some recent studies suggest that insider trading raises the cost of capital for securities issuers and decreases overall economic growth. Trading by specific First American insiders, such as employees or executives, is commonly permitted as long as it does not rely on First American's material information that is not in the public domain. Local jurisdictions usually require such trading to be reported in order to monitor insider transactions. In many U.S. states, trading conducted by corporate officers, key employees, directors, or significant shareholders must be reported to the regulator or publicly disclosed, usually within a few business days of the trade. In these cases First American insiders are required to file a Form 4 with the U.S. Securities and Exchange Commission (SEC) when buying or selling shares of their own companies.

First American Outstanding Bonds

First American issues bonds to finance its operations. Corporate bonds make up one of the largest components of the U.S. bond market, which is considered the world's largest securities market. First American uses the proceeds from bond sales for a wide variety of purposes, including financing ongoing mergers and acquisitions, buying new equipment, investing in research and development, buying back their own stock, paying dividends to shareholders, and even refinancing existing debt. Most First bonds can be classified according to their maturity, which is the date when First American has to pay back the principal to investors. Maturities can be short-term, medium-term, or long-term (more than ten years). Longer-term bonds usually offer higher interest rates but may entail additional risks.

First American Predictive Daily Indicators

First American intraday indicators are useful technical analysis tools used by many experienced traders. Just like the conventional technical analysis, daily indicators help intraday investors to analyze the price movement with the timing of First American stock daily movement. By combining multiple daily indicators into a single trading strategy, you can limit your risk while still earning strong returns on your managed positions.

First American Corporate Filings

8K
21st of January 2026
Report filed with the SEC to announce major events that shareholders should know about
ViewVerify
F4
23rd of December 2025
The report filed by a party regarding the acquisition or disposition of a company's common stock, as well as derivative securities such as options, warrants, and convertible securities
ViewVerify
F4
4th of December 2025
The report filed by a party regarding the acquisition or disposition of a company's common stock, as well as derivative securities such as options, warrants, and convertible securities
ViewVerify
F3
12th of November 2025
The report used by insiders such as officers, directors, and major shareholders (beneficial owners holding more than 10% of any class of the company's equity securities) to declare their ownership of a company's stock
ViewVerify
10th of November 2025
Other Reports
ViewVerify
8K
4th of November 2025
Report filed with the SEC to announce major events that shareholders should know about
ViewVerify
10Q
24th of October 2025
Quarterly performance report mandated by Securities and Exchange Commission (SEC), to be filed by publicly traded corporations
ViewVerify
8K
22nd of October 2025
Report filed with the SEC to announce major events that shareholders should know about
ViewVerify

First American Forecast Models

First American's time-series forecasting models are one of many First American's stock analysis techniques aimed at predicting future share value based on previously observed values. Time-series forecasting models ae widely used for non-stationary data. Non-stationary data are called the data whose statistical properties e.g. the mean and standard deviation are not constant over time but instead, these metrics vary over time. These non-stationary First American's historical data is usually called time-series. Some empirical experimentation suggests that the statistical forecasting models outperform the models based exclusively on fundamental analysis to predict the direction of the market movement and maximize returns from investment trading.

First American Debt to Cash Allocation

Many companies such as First American, eventually find out that there is only so much market out there to be conquered, and adding the next product or service is only half as profitable per unit as their current endeavors. Eventually, the company will reach a point where cash flows are strong, and extra cash is available but not fully utilized. In this case, the company may start buying back its stock from the public or issue more dividends.
First American has 2.42 B in debt with debt to equity (D/E) ratio of 0.5, which is OK given its current industry classification. First American has a current ratio of 0.38, suggesting that it has not enough short term capital to pay financial commitments when the payables are due. Note however, debt could still be an excellent tool for First to invest in growth at high rates of return.

First American Total Assets Over Time

First American Assets Financed by Debt

The debt-to-assets ratio shows the degree to which First American uses debt to finance its assets. It includes both long-term and short-term borrowings maturing within one year. It also includes both tangible and intangible assets, such as goodwill.

First American Debt Ratio

    
  15.0   
It seems as most of the First American's assets are financed through equity. Typically, companies with high debt-to-asset ratios are said to be highly leveraged. The higher the ratio, the greater risk will be associated with the First American's operation. In addition, a high debt-to-assets ratio may indicate a low borrowing capacity of First American, which in turn will lower the firm's financial flexibility.

First American Corporate Bonds Issued

Most First bonds can be classified according to their maturity, which is the date when First American has to pay back the principal to investors. Maturities can be short-term, medium-term, or long-term (more than ten years). Longer-term bonds usually offer higher interest rates but may entail additional risks.

First Short Long Term Debt Total

Short Long Term Debt Total

2.92 Billion

At this time, First American's Short and Long Term Debt Total is most likely to increase significantly in the upcoming years.

About First Stock Analysis

Stock analysis is the technique used by a trader or investor to examine and evaluate how First American prices is reacting to, or reflecting on a current market direction and economic conditions. It can be used to make informed decisions about market timing, and when buying or selling First shares will generate the highest return on investment. We also built our stock analysis module to help investors to gain an insight into the world economy as a whole, the stock market, thematic ideas. a specific sector, or an individual Stock such as First American. By using and applying First Stock analysis, traders can create a robust methodology for identifying First entry and exit points for their positions.
Last ReportedProjected for Next Year
Pretax Profit Margin 0.02  0.02 
Operating Profit Margin 0.02  0.02 
Net Profit Margin 0.02  0.02 
Gross Profit Margin 0.71  0.72 

Current First Analysis - Recommendations

We track the performance of the top 100 financial experts across various large and mid-size financial boutiques. First analyst recommendations are determined by taking all analyst recommendations and averaging them as Strong Buy, Buy, Hold, Strong Sell or Sell. There is no one specific way to measure analysis performance other than comparing it to the past results via a very sophisticated attribution analysis. First analyst consensus and target price projections should be used in combination with other traditional techniques such as stock price forecasting, technical analysis, earnings estimate, and various momentum models.
Target PriceConsensus# of Analysts
76.8Strong Buy4Odds
First American current and past analyst recommendations published by a number of research institutions as well as average analyst consensus.
Most First analysts issue ratings four times a year, at intervals of three months. Ratings are usually accompanied by a target price to helps potential investors understand First stock's fair price compared to its market value. Analysts arrive at stock ratings after researching public financial statements of First American, talking to its executives and customers, or listening to First conference calls.
First Analyst Advice Details

First Stock Analysis Indicators

First American stock analysis indicators help investors evaluate how First American stock reacts to ongoing and evolving market conditions. The investors can use it to make informed decisions about market timing and determine when trading First American shares will generate the highest return on investment. By understating and applying First American stock analysis, traders can identify First American position entry and exit signals to maximize returns.
Begin Period Cash Flow3.6 B
Long Term Debt1.5 B
Common Stock Shares Outstanding104.3 M
Total Stockholder Equity4.9 B
Total Cashflows From Investing Activities-458.7 M
Tax Provision32.8 M
Quarterly Earnings Growth Y O Y0.27
Property Plant And Equipment Net959.8 M
Cash And Short Term Investments1.8 B
Cash1.8 B
Accounts Payable66.7 M
Net Debt616.8 M
50 Day M A63.007
Total Current Liabilities93.7 M
Other Operating ExpensesB
Non Current Assets Total3.3 B
Forward Price Earnings9.3809
Non Currrent Assets Other-11.5 B
Stock Based Compensation52 M

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When running First American's price analysis, check to measure First American's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy First American is operating at the current time. Most of First American's value examination focuses on studying past and present price action to predict the probability of First American's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move First American's price. Additionally, you may evaluate how the addition of First American to your portfolios can decrease your overall portfolio volatility.
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